Gold Coast SMSF Specialist
SMSFs Made Simple
ARC Super provides clear, practical advice to help you understand and manage your self-managed super fund with confidence. Make informed decisions for your retirement with support from our experienced team.
What is a Self-Managed Superannuation Fund (SMSF)?
A Self-Managed Superannuation Fund or SMSF is a private superannuation fund that enables the members to manage their own retirement savings. Whereas traditional industry or retail superfunds investment decisions are made my investment managers on the members behalf.
It is this greater control and flexibility over investment decisions that have made SMSF so popular. Specifically the opportunity to invest in specific assets such as residential and commercial property, precious metals and crypto-currency.
Whilst SMSF come with greater power, there is also great responsibility. The SMSF members who are also the trustees of the fund (‘decision makers’) must comply with the strict legislation and ATO reporting requirements.
Investment Choice & Control
As the decision maker for the Fund you are in complete control of the investment decisions, asset allocation and tax strategies of the Fund.
Your SMSF can invest in a wide range of assets specifically chose for your retirement needs.
Tax Efficiency
Your SMSF income whilst you are building your wealth is taxed at 15%. Capital gains, when investment held > 12 months, is taxed at 10%. This is the lowest of any Australian tax structure.
Plus if you retire with less than $1.9M total super the SMSF income is tax-free.
Commercial Property
Your business can lease a commercial property owned by your SMSF; on market terms.
This helps you get into a property sooner by unlocking your super and secures a critical business asset in a long term tax efficient structure.
Super Borrowing
Your SMSF has the ability to borrow to purchase investments. The lender can be unrelated (banks etc) or related parties (family or personal wealth).
This enables smaller SMSFs to purchase larger assets (property) and enabling exposure to potential future capital growth.
Explore Our Services
Your Super Arc – Simplified
Wealth Accumulation
Discover strategies to grow your super and make the most of your contributions with guidance tailored to your retirement goals.
Pre-retirement
Prepare for retirement with expert advice on maximising your super and minimising risks before you retire.
Retirement
Confidently navigate your retirement years with support on pension options, withdrawals, and ongoing SMSF management.
Wealth Transfer
Transfer your wealth to the next generation; tax efficiently and with reduced risk of legal challenges.
How we Help?
- SMSF Set Up
- SMSF Compliance Review
- ATO Reporting
- Contribution documentation
- Pension Documentation
- SMSF Strategy Advice
- SMSF Structure Advice
- Member Reports
- Investment Performance Analysis
- Limited Recourse Borrowing Arranagements
What Our Clients Say
Real stories from people we’ve helped feel confident about their superannuation journey.
Scott and Evan have been doing our, personal, Company Trust and SMSF tax for several years now. We were more than happy to follow them when they decided to branch out and form their own accounting firm. Both are Very approachable people. Always happy to answer any questions, and their prices are very reasonable. We can highly recommend Arc Accountants.
Sheree M.
I recently had the pleasure of working with Scott and the team at ARC Accountants, and I can’t recommend them enough! Scott was incredibly knowledgeable and took the time to explain complex tax laws in a way that was easy to understand. They were always available to answer my questions, and their prompt communication made me feel valued as a client.
Adam H.
Welcome to ARC Super
At ARC Super, we believe every Australian deserves clarity and confidence when planning for retirement. We created our ARC Super because we were determined to be different from the everyday accountant. Superannuation legislation has gotten so complex that it requires a dedicated specialist to ensure clients receive expert advice through all stages of their wealth creation journey; from accumulation, to retirement planning, enjoying retirement and planning for the next generation.
Our approach helps you understand the opportunities, responsibilities and complexities of SMSFs of managing your own super fund, whilst offering clear advice and support every step of the way. Together, we’ll help you secure your financial future.
Start Your SMSF Journey with Care
Expert guidance tailored to your superannuation goals