Start Your Wealth Journey
Grow Your Super
At ARC Super, we’re here to guide you through the first steps of building your superannuation.
We make setting up and growing your super simple.
Why Start Growing Your Super Now?
Building your superannuation early is one of the most powerful steps you can take toward a secure and comfortable retirement. The sooner you take control, the more time your investments have to grow and benefit from compounding returns. It is from little things that big things do grow.
Self-managed super funds (SMSF) puts you & your team in control of your retirement planning. It allows you to craft bespoke investments allocations, manage risks, and maximise all potential benefits—all while enjoying tax advantages designed to help grow your retirement.
Understanding the basics of wealth accumulation helps set a strong foundation for your future. At ARC Super, we’re here to guide you so you can make confident decisions as you begin your financial journey.
Key SMSF Features
Empowered Retirement Planning
Discover how self-managed super funds (SMSFs) can help you take control of your wealth accumulation journey. With the right mix of investment flexibility, tax advantages, and risk management, ARC Super guides you through the essential features to help you grow your superannuation with peace of mind.
Flexible Investment Choices
SMSFs give you the freedom to choose investments that match your goals, from shares to property and more. This flexibility helps you tailor your strategy as your needs evolve.
✓ Respond quickly to market changes
✓ Align investments with your values & risk preference
✓ Access a broad range of assets
- Commercial & Residential property investment
- Australian & International Shares
- Golf & Silver
- Crypto-currency
Tax-Efficient Growth
Take advantage of superannuation’s unique tax benefits. With careful planning, SMSFs can help you minimise tax and boost your long-term savings as you work towards retirement.
✓ Concessional tax rates on earnings
✓ Tax-effective contributions
✓ Reduced Capital Gains Tax (CGT)
✓ Optimise returns for retirement
Personalised Risk Management
We help you identify and manage the risks unique to SMSFs. Our approach ensures your investment strategy and asset allocation choices support your risk preferences and future goals.
✓ Identify potential pitfalls early
✓ Strategies to safeguard your savings
✓ Ongoing guidance for peace of mind
The Arc Approach
Ongoing SMSF Education
The superannuation legislative landscape is constantly evolving. Having an SMSF specialist in your corner provides clear insight so you can make confident choices for your future.
Super Risk & Benefit Guidance
Every new investment offers potential returns but also compliance risks. We help you balance growth with peace of mind as you build your retirement nest egg.
Proactive SMSF Compliance
We leverage technology & personalized communication to ensure your superfund remains compliant at all time so you can focus on growing your super.
FAQs
What is an SMSF?
A Self-Managed Super Fund (SMSF) is your own private super fund that you manage yourself. Unlike retail or industry super funds, you make the investment decisions and run it for the benefit of up to six members (usually family but can be business associates).
Why set up an SMSF?
People set up an SMSF for more control, flexibility, and investment choice. For example, you can invest directly in property, shares, or other assets that aren’t available in traditional super funds. Only a qualified financial planner can recommend if an SMSF is right for you.
How many people can be in an SMSF?
Up to 6 members
How much do I need in super?
Whilst there is no legal minimum, generally a SMSF become cost effective with a combined super balance between $200,000 – $300,000.
What are the costs of running an SMSF?
- SMSF Setup – $2,000+ (one time)
- Annual SMSF Accounting & Compliance – from $2,000p.a
- Annual SMSF Independent Audit – from $350p.a
- Investment Advice – varies
Do I need expert advice?
No – there is no requirement to seek expert advice. However given the additional responsibilities many SMSF trustees engage specialist accountants, financial advisors, lawyers and insurance brokers.
What happens if I break the SMSF rules?
The benefits to an SMSF are great – but so is the cost if things go wrong. The ATO can levy significant administrative penalties and in extreme cases can tax the SMSF 45% on assets for severe non-compliance
Can I borrow money to invest?
Yes – under strict rules. This is a complex strategy that requires specific tax structures, limited investment options, experienced mortgage brokers and careful conveyancing.
How do I setup an SMSF?
- Decide on your fund members and structure
- Sign trust deed and associated minutes & applications
- Register the SMSF with the ATO
- Set an investment strategy
- Open a bank account for the fund
- Roll over super from other funds (if appropriate)
Do I need an SMSF Accountant?
No – an SMSF Accountant is not legally required. Self-prepared tax returns do have an early lodgement dates.
Can I pay myself for managing my SMSF?
No – Trustees are required to manage their SMSF under their obligations.
Take the Next Step in Your Super Journey
Ready to grow your superannuation with confidence? Connect with ARC Super.
Let us help you build a secure future—reach out today to start the conversation.